FINA (Future Improvement for Notable Advancement Society) is a non-profit, non-political, voluntary development organization established in 2024, working to improve the quality of life of disadvantaged and vulnerable communities in Bangladesh.
Yes. FINA's micro-finance loans are significant because they are given even though the borrower has no collateral, helping financially marginalized entrepreneurs start businesses and work toward financial independence.
The Deposit Pension Scheme (DPS) is for regular, fixed monthly savings toward a future goal. The Fixed Deposit Receipt (FDR) is for investing a lump-sum amount for a fixed period to earn returns. Both offer secure, transparent savings mechanisms.
The Agragami Loan Program is designed for salaried employees and fixed-income earners, including government and private sector employees, teachers, and other professionals, with monthly repayment.
Agrasor is a weekly-repayment loan for micro-entrepreneurs, small traders, and low-income individuals with regular cash flow — suitable for shop owners, street vendors, cottage industry operators, and rural entrepreneurs.
Prottayee is profit-based financing for experienced entrepreneurs seeking larger investments for business expansion. Financing is provided only for profit-generating business activities, with flexible repayment based on business performance.
Repayment periods generally range from 2 to 5 years for Home Loan, Auto Loan, and SME Financing programs, with monthly installments and financing based on income and repayment capacity.
FINA maintains transparent financial management systems and undergoes regular independent audits. Governance is overseen by the General Body, Governing Board, and Executive Management, guided by accountability, transparency, and integrity.
Visit our Contact page or reach out to your nearest field coordinator. Application procedures are simple, with quick approval and disbursement across all FINA loan products.