Structured ways to save, whether a little every month or a lump sum for the long term.
A structured savings program designed to encourage regular savings among members and help them build a secure financial future. Members deposit a fixed amount monthly for a predetermined period and receive accumulated savings with applicable benefits upon maturity.
Provides members and stakeholders an opportunity to invest a lump-sum amount for a fixed period and earn attractive returns — supporting both individual financial growth and the sustainability of FINA's development initiatives.
To reduce poverty, create employment, support entrepreneurship, and improve household income through responsible and sustainable financing — FINA offers three specialized loan products matched to repayment capacity.
Designed for micro-entrepreneurs, small traders, and low-income individuals with regular cash flow from small businesses.
Specially designed for salaried employees and fixed-income earners who prefer repayment through monthly installments.
For experienced entrepreneurs seeking larger investments for business expansion — financing is provided for profit-generating activities only.
Common loan features across all three programs: affordable service charges, flexible repayment schedules, simple application procedures, quick approval and disbursement, continuous monitoring, and client-focused service.
Depending on the loan category and amount, repayment periods generally range from 2 to 5 years.
Assists members in constructing, purchasing, renovating, or extending residential properties for safe, durable, improved housing.
Eligible for: new construction, property purchase, renovation, extension & repair.
Benefits: improved living conditions, family security, long-term asset creation.
Financing for vehicles used for personal transport, transportation services, and business operations.
Eligible vehicles: motorcycles, private cars, CNG/auto-rickshaws, pickup vans, commercial transport.
Benefits: mobility, income opportunities, business expansion support.
Capital for business establishment, expansion, modernization, and working capital requirements.
Eligible sectors: manufacturing, trading & wholesale, retail, agro-based, services, women-owned enterprises.
Benefits: growth, employment generation, higher productivity.
| Program | Repayment Frequency | Financing Tenure |
|---|---|---|
| Home Loan | Monthly | 2–5 Years |
| Auto Loan | Monthly | 2–5 Years |
| SME Financing | Monthly | 2–5 Years |
A field coordinator can review your income pattern and recommend the right savings or loan program.
Talk to a coordinator